Students who want to make sure their funding for rent, tuition fees and living costs need to start an online application for their loan right away.
English students can join in online web chats and UCAS conventions to find out what to claim and how to make the application as National Student Money Week kicks off.
The week runs from March 12 - March 17, although applications do not have to reach the Student Loans Company until the end of May for new students and the end of June for returning students..
Last year, a more than a million students applied for loans.
Around 27% of new students and 24% of returning students missed the student finance deadline dates in May and June and were paid after the start of the academic year.
Nichola Malton, of Student Finance England, said: "We want to encourage all students to apply now for their student finance.
"Last year, many students waited until they had a confirmed university place before applying for funding but you don't need to - you can choose the course you're most likely to start and update it later if you need to.
"Arranging your student funding for the first time can be quite daunting and we want students to know that we're here to help with any queries they may have."
Students and their families can find more information online at
Applications can be made online at
Lynne Condell, of National Association of Student Money Advisers (NASMA), said: "It makes sense to get your finance sorted as soon as possible and so avoid any money worries at the start of term. If you are a student with concerns about your funding you should contact the NASMA members in your university, college or students' union."