Deciding between a shared house or student accommodation

Bethan Croft·3 December 2025·4 min read

Deciding between a shared house or student accommodation

When it comes to student accommodation, one of the biggest decisions you’ll make is whether to live in a Purpose-Built Student Accommodation (PBSA) such as a studio or en-suite room, or in a shared house (HMO). Both options have their advantages, and the best choice depends on your priorities, budget, and lifestyle.

Here are some of the key toss-ups between shared houses and PBSA, your decision will depend on what you wish to prioritise.

1. Affordability

Shared houses (HMO):
One of the biggest benefits is cost. Sharing rent and utility bills makes HMOs noticeably cheaper. Many also offer bills-included packages, which simplify budgeting and help you avoid unexpected expenses.

PBSA:
While typically more expensive, PBSAs often include facilities such as gyms, study rooms, social areas, 24/7 security, and on-site maintenance. For some students, the higher price is worth the convenience and added amenities.

2. Social opportunities

Shared houses:
Living with housemates gives you an instant social circle. Flatmates often become close friends and part of your support network, which can make the transition to university life much easier — especially if you’re new to the area.

PBSA:
PBSAs also provide strong social opportunities through communal lounges, events, and student communities. If you prefer meeting lots of people but still want your own private space, a PBSA studio or en-suite might strike the right balance.

3. Learning life skills

Shared houses:
HMOs teach valuable life skills — from managing household chores and communicating with housemates to organising shared responsibilities. These experiences build independence and teamwork.

PBSA:
PBSA residents gain independence too, though often with fewer household responsibilities. For students who want an easier transition into independent living without navigating shared bills or chores, PBSA can be a smoother option.

4. Space and environment

Shared houses:
HMOs typically offer larger communal spaces — proper kitchens, gardens, and living rooms — making them ideal for hosting dinners, study sessions, or relaxed nights in. You often get more space for your money.

PBSA:
PBSA rooms are usually smaller, but the buildings often come with modern communal areas, high-quality facilities, and well-designed study spaces. Everything tends to be purpose-built and maintained to a consistent standard.

5. Everyday support and wellbeing

Shared houses:
With housemates around, there’s usually someone to help solve problems, offer a lift, or just have a chat when you need it. This can reduce loneliness and create a homely feel.

PBSA:
PBSAs often provide 24/7 security, on-site staff, and dedicated wellbeing support. For some students — especially those living away from home for the first time — that added safety and structure is reassuring.

Overall thoughts

Shared houses aren’t just about saving money — they’re about community and shared experiences. They can help you learn independence, make friends, and create memories that last well beyond university.

PBSAs, on the other hand, offer convenience, modern facilities, and a more structured environment. They’re ideal if you prefer privacy, security, and on-site amenities.

Ultimately, both options have a lot to offer. If you’re searching for your next student home, visit Accommodation for Students to explore shared houses and PBSA options across the UK — with choices to suit every lifestyle and budget.